0.02/0.05 NLH

UTG-MP: fold
CO: limps
BTN: fold
Hero (SB) has pocket 10s: raises to 0.45
BB: calls
CO: raises 1.20
Hero: raises all in 5.25
BB: calls for 2.15 effective
CO: calls for 3.80 effective

BB Shows: A2o
CO Shows: pocket 9s
Hero Shows: pocket 10s

Flop: 7-9-8 rainbow
Turn: 6c
River: Ah

I know I dodged the set of nines with a straight. I am wondering if this is a wreckless play? If a low-stakes player with a high VPIP 4-bets, doesn't that normally mean QQs or better? Or is shoving all-in the best play almost every time?

Any advice would be much appreciated. Thank you!