If its still a long time before the final table, and he did this already a few tilmes, I'm happy to call it of. If he did this multiple times its clear he doesn't need premiums to do this. You have a strong hand that is ahead of most of his hands. when you win you will have a significant stack.
Just calculate how manny chips you need for the final table (total chips in play/9) If you are no way near, then take the chance.

however, ig this is near the final tabel, or the final tabel, busting here is a disaster with the smaller stacks at the tabel.